We provide a seamless, integrated digital experience that enables access to Microfinance and Debt-Based Crowdfunding solutions through clear steps and streamlined processes tailored to the needs of individuals and enterprises.
We expand access to financing through services available across the Kingdom, bringing our solutions closer to our customers wherever they are.
Discover Our Platform
We place clarity at the heart of every interaction while safeguarding information privacy and giving our customers confidence at every step.
Our Impact
Our services are shaped by a deep understanding of the Saudi market, delivering financing experiences that reflect local needs and evolving customer expectations.
Learn MoreModern financial services with a smooth, secure experience and exclusive rewards.
Financing opportunities designed to address the needs of enterprises, support their objectives, and enable business growth
Small and medium enterprises, as well as individual, corporate, and institutional investors
Advanced tools designed to support opportunity assessment and efficient investment management, providing investors with greater visibility and a more informed decision-making experience
We develop financial services that combine accessibility with operational efficiency, delivering an experience that responds to the evolving needs and aspirations of individuals and small and medium enterprises.
Al-Shaghaf Al-Raqmi (Tyaseer) is a subsidiary of Digital Solutions Holding , established in 2023 to provide Shariah-compliant Microfinance and Debt-Based Crowdfunding services.
We aim to shape a modern financial experience built on a deep understanding of customer needs and the development of services that respond to the aspirations of individuals and enterprises. Our business model combines efficiency, flexibility, and clarity throughout every stage of the customer journey.
Fully digital, regulated financing with transparent customer experience.
Digital tools crafted for individuals and SMEs across the Kingdom.
Certified advisors, audits, and documented fatwas for every structure.
End-to-end transparency with robust governance and audits.
We are committed to ensuring that our practices and products align with approved Shariah principles, reflecting the values of responsibility and fairness in our dealings and strengthening trust in our relationships with customers.
To redefine the financing experience in the Kingdom and set a new standard for excellence and innovation in delivering financial solutions that create lasting impact.
Human-centered experiences powered by compliant innovation.
Technology that delivers quickly without compromising values.
Experiences designed around real needs and long-term wellbeing.
Encryption, biometrics and risk-based checks keep journeys safe.
To develop responsible financing services built around a deep understanding of our customers’ needs, delivering meaningful value through a trusted experience and operational excellence, in accordance with the principles and provisions of Islamic Shariah.
Digital Transformation Journey - 5 Year Roadmap
One hub that streamlines every financial task—transfers, requests, and scheduled payments.
One hub that streamlines every financial task—transfers, requests, and scheduled payments.
Instant, detailed insights to help you manage your budget with ease.
Track expenses and discover top categories, places, and dates.
Pay quickly through a clear, friendly interface.
Our leadership team brings together diverse expertise and strategic insight to guide the company’s direction and foster a culture built on sound decision-making, operational excellence, and long-term value creation.
Chairman / Co-Founder
An esteemed Chairman with over 20 years of leadership, including two years at Saudi Telecom. Demonstrated expertise in infrastructure development, executing major projects, and leading transformative initiatives. His knowledge spans the plastic industry, project management, international operations, and program development. Renowned for strong administrative skills, he has led complex, large-scale projects and pioneered innovative strategies, establishing himself as a visionary leader across local and global markets.
CEO / Co-Founder
A seasoned executive with over 28 years of leadership in finance, banking, and fintech, specializing in back-office operations, non-banking financial services, and UX-driven digital solutions. He has led major digital transformation initiatives, improved regulatory compliance, and introduced innovations that enhanced both user experience and efficiency. He has built strategic fintech platforms and alternative lending solutions with a focus on financial inclusion and scalability. Known for his results-driven, collaborative approach, he continues to mentor fintech startups and leaders.
Advisor
15 years in finance, technology and insurance, former CFO.
Advisor
15 years in finance, entrepreneurship, and non-banking executive roles.
Advisor
25+ years of legal advisory experience, former Legal Researcher at the Banking Dispute Committee (SAMA).
Advisor
Strategic CISO with 20+ years in cybersecurity, aligning security with business goals and simplifying risk.
Our advisory board brings deep expertise in financial services, regulatory frameworks, and technology scale-up
CEO
14 years of banking and finance expertise, leading growth in sales, business development, marketing, and digital transformation.
CTO
Banking expert with 25+ years in digital transformation, aligning core systems with financial strategy and regulations.
CFO
Financial expert with 24+ years in management, treasury, audit, fintech, and digital payments.
COO
25 years of expertise in banking, data science, and fintech, delivering innovative solutions and driving business growth.
Our core leadership team drives daily operations, technology, compliance, and growth
Customer Experience
15 years in financial sector specialist in Customer experience & Collections.
Compliance
13 years in Compliance for Payments and Crowdfund.
Partnerships
23 years in banking and non-banking, partnerships.
Project Management
10 years in Project Management and technology expertise.
Technology
17 years in non-banking, fintech cybersecurity, infrastructure and technology.
Marketing
16 years' experience building 43+ brands and leading 57+ marketing campaigns across the Middle East and Europe.
Creative Director
17 years' experience with 100+ projects in design, video, direction, writing, and 50+ ads for global brands.
Software Development
Software developer with strong skills Passionate about fintech.
We operate with a scalable structure leveraging both in-house talent and specialized outsourced support
