Debt-Based Crowdfunding
Connecting investors with vetted MSMEs through a compliant, data-driven platform
PRODUCT PORTFOLIO
- Integrated Collateral Management
- Advanced Risk Assessment Mechanisms
- Comprehensive Investor Dashboards
- Automated Investment Options
The Debt-Based Crowdfunding platform is built on an integrated technology infrastructure that supports the full financing and investment journey—from opportunity assessment and risk management to collateral management and portfolio monitoring. It also provides investors with advanced tools to manage their portfolios and make informed decisions efficiently, alongside automated investment features designed to deliver a more efficient and flexible experience for both sides of the platform.
RushCart leverages a proprietary technology stack to connect buyers and sellers seamlessly, empowering local businesses with smart product listing tools, secure transactions, and robust vendor management. The platform’s adaptable architecture supports scalable e-commerce growth, aligned with Vision 2030.
Platform Onboarding
Potential borrower onboards on the platform.
KYC/KYB Process
Full KYC/KYB process is initiated through integrated services.
Relationship Manager
Customer is approached by a Relationship Manager for data gathering.
Documentation
Borrower provides collaterals, guarantors, and business information.
Initial Offer
RM drafts an offer with product details, finance amount, and collaterals.
Offer Acceptance
Borrower accepts the offer; case routes to Risk Rating & Underwriting.
Risk Assessment
Dynamic engine collects and analyzes bureau data.
Underwriting
Underwriter reviews, approves, and issues the credit report.
Crowdfund Agreement
Borrower signs the agreement electronically.
Marketplace Publication
Opportunity is published for investor participation.
Contract & Collaterals
After collection, borrower signs contracts and collaterals are pledged.
Funds Disbursement
Amount is settled to the borrower’s account within 24 hours.
REVENUE STREAMS
Service Fees
The company generates revenue from fees associated with services provided throughout the financing process, in accordance with the approved fee structure and terms applicable to each product.
ADMINISTRATIVE FEES
Fees are charged for the administration and processing of certain services and procedures related to the financing process, in accordance with the disclosed fees and approved terms.
